Does Insurance Cover Cosmetic Dentistry?

Generally, dental insurance does not cover cosmetic dentistry procedures that have absolutely no medical need. But different situations blur the line between them. Cosmetic procedures can sometimes be covered up to 50% of the total cost, provided there is an established medical benefit to the procedure in addition to the aesthetic benefit. Fortunately, many cosmetic dentistry procedures help maintain the lasting health of your teeth.

Most work done by a cosmetic dentist is not covered by insurance, such as cosmetic veneers or teeth whitening. Most dental insurance plans cover preventive services such as cleanings and x-rays, as well as restorative procedures. The focus is on keeping existing teeth healthy and replacing diseased teeth rather than on the aesthetics of your smile. CarePlus cosmetic dentistry insurance offers comprehensive coverage throughout the year, with no limit on the benefits you can use.

When looking for coverage for cosmetic dentistry, it's worth checking with your provider to see if it will at least partially cover part of your treatment. Different plans may have different ideas about what constitutes “cosmetic work”, so you can often get insurance coverage at least part of your treatment. As part of your cosmetic dentistry plan, your dentist will provide you with a variety of options and a detailed breakdown of what is (or is not) covered by your benefit package. Cosmetic dentistry may seem expensive, but these procedures usually last a long time, so you won't need more cosmetic dental work for many years, if ever.

An experienced cosmetic dentist can help you reduce the cost of your procedures, whether you use insurance or pay out of pocket. Talk to your trained dentist in Kois to find out what types of cosmetic restorative treatments are covered by your insurance. Whether you need restorative procedures or are simply interested in cosmetic procedures, you need to find a dentist who works with the final result in mind.

Tania Demontigny
Tania Demontigny

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